Kardia Family Wealth Counselors

For over three decades, Kardia has been assisting affluent Christian families who want to eliminate estate taxes, minimize capital gains taxes, reduce income taxes, maintain their current lifestyle, pass on an appropriate inheritance to their heirs and maximize giving to worthy ministries. Our unique process includes the spiritual and emotional components of planning that are lacking in secular financial and estate planning to maximize your God-given resources and potential.


Eliminate estate taxes, minimize capital gains taxes and reduce annual income taxes

Since it is perfectly legal to avoid all estate and capital gains taxes our families choose to do so. They also wish to proactively reduce their current, annual income taxes to the lowest possible amount. More >

Ensure that you can maintain your current lifestyle

There is nothing that is more important for parents than to be able to maintain their chosen lifestyle for the rest of their lives once all their planning is implemented.
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Pass on an appropriate inheritance to heirs who have been properly prepared to receive it

Possibly the most complex area of planning for parents is how much to pass on to their heirs and how to wisely do it so as to bless and not curse them. Providing a thoughtful, well-planned inheritance is central in our planning with families. More >

Increase your giving to ministries and kingdom causes

Christian families have a real heart to support Kingdom causes that are making a difference in the world and with effective planning they are able to dramatically increase their Kingdom giving without reducing their chosen lifestyle or reducing their heirs inheritance. More >

Maximize your God
given talents, passions and life-purpose


One of the greatest thrills for members of our families is when they fully discover their God-given passions, talents and life-purpose. When this happens they typically experience new levels of personal fulfillment and joy in life beyond anything they have known previously. More >

New Resources Available!


To Whom Much
is Given and Sprititual Thoughts on Material Things.
Learn More >
Watch Family Wealth Couseling Video

Featuring Ken Ham, Founder and President of Answers in Genesis, interviewing Jay Link, plus comments from four of our clients sharing how the Family Wealth Counseling process has impacted them, their families and their capacity for increased Kingdom giving. View Video >
Family Wealth Counseling Newsletter
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